Michigan Small Claims Court Limits in 2026: What Cases Qualify

The $7,000 Ceiling: Where It Comes From and What It Means

The Small Claims Division has jurisdiction over cases for the recovery of money in which the amount claimed does not exceed $7,000, per MCL 600.8401. That number wasn't always $7,000. Michigan's 2024 Public Act 60 raised the small claims limit from $6,500 to $7,000 — the first increase since 2012.

The ceiling is a hard cap on what the court can award, not on what you're owed. A person having a claim in excess of $7,000 may institute an action in the small claims division but may not claim or recover more than the jurisdictional amount, per MCL 600.8425(1). That means if a contractor owes you $8,500 and you file in small claims, you're voluntarily giving up $1,500. If the amount is more than $7,000 and the case is decided in the small claims division, the plaintiff gives up the right to any amount over $7,000 — and cannot file another form to get a judgment for the balance.

If you want to pursue the full amount, you have options. Claims exceeding $7,000 must be filed on the general civil docket of District Court (up to $25,000) or in Circuit Court for larger amounts. The civil docket involves formal pleadings, evidence rules, and typically a longer timeline — but you keep every dollar you're owed.

Scenario: The Contractor Who Left the Job Half-Done

Hypothetical scenario for illustration purposes only — not a real case.

Imagine you paid a Grand Rapids contractor $5,800 upfront to remodel a bathroom. He walked off the job after framing and never returned. You want your money back. Here's how the rules apply at each decision point.

Step 1 — Does the amount fit? $5,800 is under $7,000, so the Small Claims Division can hear it under MCL 600.8401. You don't have to waive anything.

Step 2 — Is it a money claim? Yes — you want a refund, not a court order forcing him to finish the work. The small claims division may only award money judgments and cannot issue any decision requiring specific performance, such as transferring specific property or recovering possession of premises. If what you actually wanted was the contractor to finish the job, small claims is the wrong court.

Step 3 — Is the claim type allowed? A breach-of-contract claim for money paid and not delivered is exactly what small claims is designed for. The purpose of the small claims division is to handle relatively minor civil cases for which the recovery of money is the primary purpose in an efficient, uncomplicated, inexpensive, and fair manner.

Step 4 — Are you within the deadline? The statute of limitations for written contracts in Michigan is 6 years under MCL 600.5807(8), so you must file within 6 years of the missed payment. If the contract was oral, the same 6-year period applies under MCL 600.5807(9).

Step 5 — Where do you file? In districts of the first class, actions in the small claims division shall be filed in the county in which the cause of action arose or in the county in which the defendant is established or resides or is employed, per MCL 600.8415(1). The job was in Grand Rapids (Kent County), and the contractor lives there too — so you file at the Kent County District Court.

What Cases the Small Claims Division Cannot Hear

The prohibition list in MCL 600.8424(1) trips up a lot of filers. Actions of fraud and actions of libel, slander, assault, battery, or other intentional torts shall not be instituted in the small claims division. This matters more than it looks at first glance.

Common scenarios that look like simple money disputes but are actually barred:

• Your landlord intentionally broke your belongings — that's conversion, an intentional tort. Barred.
• Someone lied to you to get your money — that's fraud. Also barred under the general rule.
• A neighbor punched you and you want medical costs — battery. Barred.

There are narrow exceptions. The prohibition does not apply to an action for fraud under MCL 600.2952 (dishonored checks) or under the Michigan Consumer Protection Act, 1976 PA 331, MCL 445.901 to 445.922. So if a business cheated you in a consumer transaction — say, a car dealer misrepresented the mileage — you may be able to bring a Consumer Protection Act claim in small claims. A person may claim reasonable attorney fees plus actual damages or $250, whichever is greater, for a violation of the Michigan Consumer Protection Act, under MCL 445.911(2).

The other firm limit: except as provided in subsection (3), the state, a political subdivision of the state, or any other governmental agency shall not be a party to an action in the small claims division. You generally can't sue the state of Michigan in small claims, though a county, city, village, township, or local or intermediate school district may file an action in the small claims division.

Filing Fees, Forms, and the No-Lawyer Rule

Michigan's filing fees are tiered by the size of your claim. Filing fees are $30 for claims at or below $600, $50 for claims at or below $1,750, and $70 for claims at or below $7,000. Those fees are paid upfront by the plaintiff. The plaintiff is responsible for paying the filing fee and other fees; if the judge rules in favor of the plaintiff, these fees may be added to the judgment amount against the defendant.

Service adds to your out-of-pocket costs. Service by certified mail or court officer typically adds $15 to $30 more. You'll use the SCAO-approved DC 84 Affidavit and Claim form, signed under oath. The affidavit and claim form must be signed under oath in front of a notary public (available at banks) or the clerk of the court, and the person signing must show photo identification.

One of Michigan's most distinctive rules: no lawyers in small claims court. An attorney at law, except on the attorney's own behalf, a collection agency or agent or employee of a collection agency, or a person other than the plaintiff and defendant shall not take part in the filing, prosecution, or defense of litigation in the small claims division. Businesses aren't locked out entirely — a sole proprietorship, partnership, or corporation as plaintiff or defendant may be represented by an officer or employee who has direct and personal knowledge of facts in dispute.

What You Waive by Staying in Small Claims

Choosing small claims is a trade-off. The speed and low cost come with real procedural concessions. If the parties elect to proceed in the small claims division, they waive the right to an attorney, the right to a jury, the right to recover more than the applicable jurisdictional amount prescribed by MCL 600.8401, and the right to appeal (except as otherwise provided in MCL 600.8427).

Either party can escape those waivers before trial starts. Before commencement of a trial, the plaintiff or defendant may, upon demand, require that the trial be conducted before a district court judge and not a magistrate, or may remove the case from the small claims division to the general civil division of the district court. This is a critical safety valve — if the defendant shows up with a complex counterclaim or wants formal discovery, they can pull the case out of small claims entirely. If the defendant removes your claim to the general civil division, your lawsuit may be subject to a jury trial and the full rules of evidence, and you can then hire a lawyer to assist you.

Appeals are limited. If the small claims hearing was conducted by a district court magistrate, any party may appeal to the district court judge within 7 days of the decision for a brand new hearing, under MCL 600.8427. If the small claims hearing was conducted by the district court judge, the decision is final and no appeal may be pursued.

Quick Reference: Is Your Case a Fit for Michigan Small Claims?

Use this decision table before you fill out DC 84. The three threshold questions are claim type, dollar amount, and remedy.

Filing Fees and Claim-Size Comparison at a Glance

Service fees are on top of the filing fee. The defendant must be served with a copy of the Affidavit and Claim (DC 84) by an appointed court officer, a legally competent adult who is not a party, or by certified mail — with an additional fee of $18 per individual or $10 for a business added to the filing fee at Oakland County's 48th District Court, for example. Fees vary slightly by district, so confirm with your local clerk.

After You Win: Collecting the Judgment

A judgment in small claims is only as good as your ability to collect it. Michigan gives you several tools. You can use writs of execution, garnishments, or judgment liens under MCL 600.6001 et seq. To garnish wages or a bank account, request a Writ of Garnishment (form MC 12 for periodic, MC 13 for non-periodic) under MCR 3.101. The writ costs $15 under MCL 600.8420(2), plus a $35 garnishee disclosure fee.

You can't start collection immediately after the hearing. If the court enters a money judgment in your favor and it is not paid when ordered, additional papers must be filed with the court to collect — and this cannot occur until 21 days after the judgment is entered. Interest keeps running in your favor: post-judgment interest accrues semi-annually under MCL 600.6013 at approximately 5 to 6% in 2026.

About SmallClaims: SmallClaims is an independent, founder-run tool that turns plain-English answers into small claims court document drafts for consumers handling their own cases. Our guides cover filing, evidence, and judgment collection. Court rules change over time, so verify the current requirements with your local court before you file.